Refinance Housing Loan Services
Refinancing your housing loan can be a powerful tool to enhance your financial situation, offering benefits such as lower interest rates, changes to your loan term, and access to additional funds.
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Comprehensive Loan Consulting Solutions for Your Financial Needs
Loan Services
We understand how frustrating it can be when loan applications are rejected, which is why we specialize in assisting clients with various loan services who have faced these setbacks. Our team of expert consultants takes a personalized approach, working closely with you to identify the factors that contributed to the rejection and develop strategies to enhance your chances of success.
At First Aid Debt Restructure, we go beyond providing advice—we actively guide you through the entire process. After thoroughly analyzing your financial profile, we assist you in gathering and submitting all the necessary documentation, making the process hassle-free for you. Our goal is to ensure you are well-prepared, informed, and fully supported at every stage.
We strive to transform financial challenges into opportunities by helping you secure the refinancing options needed to regain control of your finances. With a proven track record of high approval rates, we are dedicated to helping you achieve lasting financial stability and success.
Cash Out Refinancing Services
Transform your home equity into cash with our cash-out refinancing solutions. Get expert advice on managing debt, improving credit scores, and making informed financial decisions.
Debt Consolidation Loan Services
debt consolidation loan services may be a good option for Malaysians who want to simplify their debt management, reduce their monthly payments, and potentially save money on interest.
Unlock your potential with our personalized guidance designed to meet your financial goals.
I got my parents house no more loan, and they passed away, geran under parent name, can u help?
we solved such clients case before, just need take extra time on ownership transfer. proceed once agreed bwt families members.
whats the min income requirement for qualification ?
preferable min RM 5,000 income or Join Name for better banks option
whats the different consolidate using house loan vs personal loan?
House Loan – pro vs con effective rate (cheapest rate) long tenure lower monthly payment house value remain/increase in future collect rental if want take longer time to process Personal Loan – pro vs con flat rate (double of effective rate) short tenure high monthly payment zero future value take shorter time to process
If am blacklisted by bank , aeon, telco, APKP, Legal, SAA, high commitment, still able to revive?
will help revive financing profile possible to resume banking borrowing, to own a car, a house for better family yet clients spending bahavior is key after reviving.
Any cost upon engaging your services?
no costing on analysis only need provide below doc for qualification analysis Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Property Detail – for valuation purpose.
How long does it take on analysis?
Normal case – 1-weeks Complicated case – 2 – 3 weeks proposal will be given after analysis upon Qualifying . all cost, legal fees, professional fees to be show in proposal.
What type of documentation require to loan submission?
Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Latest salary 3- 6 bank statements Latest KWSP detail statements – 2 yr Latest LHDN + payment receipt Property Detail – for valuation purpose. 1.) address : 2.) type of property: 3.) freehold or leasehold?Freehold 4.) built up area(sqft): 5.) land area (sqft): 6.) Any renovation ?if yes,pls stated when and around hw much – 7.) Asking price – 8.) Photo internal external if any, geran or spa copy