Refinancing & Property Consolidation for Three Sisters

Related Services

  • Refinance Housing Loan
  • Debt Consolidation Services

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💡This case highlights the importance of proper financial planning and loan protection. If you’re considering refinancing, ensure your family’s financial future is secure

Client Profile (Location) :

📍Puchong Area

Client's Objectives:

🎯Refinance to clear debts and secure financial stability

Client Background:

📖A client in Puchong was struggling with financial constraints due to CTOS issues (SAA status) and RM30K in credit card debt. He was referred to us by a friend, seeking a refinancing solution to consolidate his debts and stabilize his financial situation.

Challenges Faced:

⚠️CTOS SAA status – Limited borrowing options.
⚠️High Debt Load – RM30K in credit card debt restricting financial growth.
⚠️Concerns About Loan Protection – Unsure about MLTA/MRTA and its necessity.

Our Solution:

✅Conducted a thorough financial analysis to identify the best refinancing strategy.
Resolved CTOS issues and structured a solid application.
Secured loan approval, consolidating SAA and credit card debts.
Extra cash was allocated to his house loan account for his kids’ education.
✅Advised on MLTA/MRTA, strongly recommending coverage for financial security.

Results:

🏆Loan Approved & Debts Cleared
🏆CTOS Resumed to Normal Status
🏆New Car Purchased & Future Loan Applications Open
🏆Financial Stability for Family

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