Let’s transform your financial challenges into opportunities! Reach out today, and our knowledgeable team will guide you every step of the way!

Welcome!
Let’s transform your financial challenges into opportunities! Reach out today, and our knowledgeable team will guide you every step of the way!
admin@firstaiddebtrestructure.com
At First Aid Debt Restructure, our vision is to be the premier debt restructure consultancy service in Malaysia, renowned for transforming financial challenges into opportunities for growth and stability. We envision a future where every individual and business has access to the resources and expertise needed to navigate their financial hurdles effectively and achieve long-term success.
We aspire to set the standard for excellence in the debt restructure consultancy industry by continually innovating and enhancing our services. Our vision includes expanding our reach to help more clients across Malaysia, utilizing advanced tools and technology to streamline the loan process, and building lasting partnerships with financial institutions.
Our commitment to fostering financial empowerment drives us to offer solutions that are not only effective but also tailored to meet the diverse needs of our clients. We believe in creating a future where financial obstacles are met with confidence and resolve, paving the way for a more secure and prosperous financial landscape.
A rejected refinance application is not the end of your journey. With the right support and guidance, you can overcome these challenges and work towards a successful refinancing outcome.
I got my parents house no more loan, and they passed away, geran under parent name, can u help?
we solved such clients case before, just need take extra time on ownership transfer. proceed once agreed bwt families members.
whats the min income requirement for qualification ?
preferable min RM 5,000 income or Join Name for better banks option
whats the different consolidate using house loan vs personal loan?
House Loan – pro vs con effective rate (cheapest rate) long tenure lower monthly payment house value remain/increase in future collect rental if want take longer time to process Personal Loan – pro vs con flat rate (double of effective rate) short tenure high monthly payment zero future value take shorter time to process
If am blacklisted by bank , aeon, telco, APKP, Legal, SAA, high commitment, still able to revive?
will help revive financing profile possible to resume banking borrowing, to own a car, a house for better family yet clients spending bahavior is key after reviving.
Any cost upon engaging your services?
no costing on analysis only need provide below doc for qualification analysis Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Property Detail – for valuation purpose.
How long does it take on analysis?
Normal case – 1-weeks Complicated case – 2 – 3 weeks proposal will be given after analysis upon Qualifying . all cost, legal fees, professional fees to be show in proposal.
What type of documentation require to loan submission?
Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Latest salary 3- 6 bank statements Latest KWSP detail statements – 2 yr Latest LHDN + payment receipt Property Detail – for valuation purpose. 1.) address : 2.) type of property: 3.) freehold or leasehold?Freehold 4.) built up area(sqft): 5.) land area (sqft): 6.) Any renovation ?if yes,pls stated when and around hw much – 7.) Asking price – 8.) Photo internal external if any, geran or spa copy