Let’s transform your financial challenges into opportunities! Reach out today, and our knowledgeable team will guide you every step of the way!

Welcome!
Let’s transform your financial challenges into opportunities! Reach out today, and our knowledgeable team will guide you every step of the way!
admin@firstaiddebtrestructure.com
Our goal is to tailor loan solutions that address each client's unique financial situation, ensuring the most suitable options are presented to overcome rejected loan applications and resolve financial issues effectively.
We aim to help clients achieve greater financial stability by guiding them through the loan process, from application to approval, and providing expert advice on managing and restructuring their finances.
We strive to maintain a high success rate in loan approvals by leveraging our extensive industry knowledge, professional skills, and strong relationships with financial institutions to align client profiles with the right lending opportunities.
Our objective is to deliver exceptional service characterized by transparency, professionalism, and integrity. We ensure that our clients receive honest and reliable advice without any upfront charges or hidden fees.
We seek to establish and maintain strong partnerships with relevant companies and financial institutions to enhance our service offerings and provide comprehensive support to our clients.
We are dedicated to educating our clients about their financial options and empowering them with the knowledge and tools needed to make informed decisions and achieve long-term financial success.
By focusing on these objectives, First Aid Debt Restructure is committed to making a meaningful impact on our clients' financial well-being and helping them navigate their path to a brighter financial future.
A rejected refinance application is not the end of your journey. With the right support and guidance, you can overcome these challenges and work towards a successful refinancing outcome.
I got my parents house no more loan, and they passed away, geran under parent name, can u help?
we solved such clients case before, just need take extra time on ownership transfer. proceed once agreed bwt families members.
whats the min income requirement for qualification ?
preferable min RM 5,000 income or Join Name for better banks option
whats the different consolidate using house loan vs personal loan?
House Loan – pro vs con effective rate (cheapest rate) long tenure lower monthly payment house value remain/increase in future collect rental if want take longer time to process Personal Loan – pro vs con flat rate (double of effective rate) short tenure high monthly payment zero future value take shorter time to process
If am blacklisted by bank , aeon, telco, APKP, Legal, SAA, high commitment, still able to revive?
will help revive financing profile possible to resume banking borrowing, to own a car, a house for better family yet clients spending bahavior is key after reviving.
Any cost upon engaging your services?
no costing on analysis only need provide below doc for qualification analysis Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Property Detail – for valuation purpose.
How long does it take on analysis?
Normal case – 1-weeks Complicated case – 2 – 3 weeks proposal will be given after analysis upon Qualifying . all cost, legal fees, professional fees to be show in proposal.
What type of documentation require to loan submission?
Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Latest salary 3- 6 bank statements Latest KWSP detail statements – 2 yr Latest LHDN + payment receipt Property Detail – for valuation purpose. 1.) address : 2.) type of property: 3.) freehold or leasehold?Freehold 4.) built up area(sqft): 5.) land area (sqft): 6.) Any renovation ?if yes,pls stated when and around hw much – 7.) Asking price – 8.) Photo internal external if any, geran or spa copy