Let’s transform your financial challenges into opportunities! Reach out today, and our knowledgeable team will guide you every step of the way!

Welcome!
Let’s transform your financial challenges into opportunities! Reach out today, and our knowledgeable team will guide you every step of the way!
admin@firstaiddebtrestructure.com
At First Aid Restructure, our mission is to provide exceptional Restructure consultancy services that empower individuals and businesses to overcome financial challenges. We are dedicated to delivering personalized, effective solutions for clients facing rejected loan applications, ensuring they achieve financial stability and relief from debt-related stress.
Our mission is rooted in a commitment to excellence and client-centric service. We leverage over a decade of industry experience and collaborate with a network of trusted partners to offer bespoke solutions that address each client’s unique financial situation. By combining our expertise with a strong support system, we strive to make the refinancing process as seamless and hassle-free as possible.
We are driven by the belief that every client deserves a fresh start and a path to financial recovery. Our goal is to guide our clients through every step of the loan process, providing them with the tools and support needed to secure the best possible outcomes. At First Aid Restructure, we are more than just consultants—we are partners in your journey towards financial stability.
A rejected refinance application is not the end of your journey. With the right support and guidance, you can overcome these challenges and work towards a successful refinancing outcome.
I got my parents house no more loan, and they passed away, geran under parent name, can u help?
we solved such clients case before, just need take extra time on ownership transfer. proceed once agreed bwt families members.
whats the min income requirement for qualification ?
preferable min RM 5,000 income or Join Name for better banks option
whats the different consolidate using house loan vs personal loan?
House Loan – pro vs con effective rate (cheapest rate) long tenure lower monthly payment house value remain/increase in future collect rental if want take longer time to process Personal Loan – pro vs con flat rate (double of effective rate) short tenure high monthly payment zero future value take shorter time to process
If am blacklisted by bank , aeon, telco, APKP, Legal, SAA, high commitment, still able to revive?
will help revive financing profile possible to resume banking borrowing, to own a car, a house for better family yet clients spending bahavior is key after reviving.
Any cost upon engaging your services?
no costing on analysis only need provide below doc for qualification analysis Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Property Detail – for valuation purpose.
How long does it take on analysis?
Normal case – 1-weeks Complicated case – 2 – 3 weeks proposal will be given after analysis upon Qualifying . all cost, legal fees, professional fees to be show in proposal.
What type of documentation require to loan submission?
Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Latest salary 3- 6 bank statements Latest KWSP detail statements – 2 yr Latest LHDN + payment receipt Property Detail – for valuation purpose. 1.) address : 2.) type of property: 3.) freehold or leasehold?Freehold 4.) built up area(sqft): 5.) land area (sqft): 6.) Any renovation ?if yes,pls stated when and around hw much – 7.) Asking price – 8.) Photo internal external if any, geran or spa copy