Limited Access to Financing
Being turned down for loans can be discouraging. The good news is that with the right guidance, you can explore alternative financing options that suit your needs.
Welcome!
Your Best Choice for Financial Recovery
Are You Battling These Financial Obstacles?
Struggling with High Interest Rates
Watching your debt grow can feel disheartening. However, there are solutions available to lower your interest rates and ease your financial burden.
Unsure About Financial Decisions
Constantly second-guessing your choices can lead to confusion. You don’t have to navigate this alone; expert advice can provide clarity and direction.
Concerned About Your Credit Score
Watching it drop can be defeating. Fortunately, you can take steps to improve your score and rebuild your financial standing.
Feeling Overwhelmed by Debt
It can be exhausting trying to juggle multiple payments each month. But don’t lose hope, there are effective strategies to help you regain control and lighten your load.
Dealing with Unexpected Expenses
Unplanned expenses, like medical emergencies, can derail your budget and cause financial stress. We provide effective strategies to manage these costs and help you build a financial buffer for the future.
Don’t Let a Loan Rejection Hold You Back
Loan Solutions
Navigating financial challenges can be daunting, but expert guidance and personalized support can make a difference. By empowering individuals and businesses to make informed decisions, you can achieve financial stability and build a secure future. Trust in innovative strategies that pave the way for lasting success.
15+
Extensive Experience in the Loan Consulting Industry
Loan Services
Our loan solution are here to help you overcome obstacles and secure the financing you need. With tailored guidance and strategies, we empower you to navigate the loan process effectively, turning challenges into opportunities for financial success.
Refinance Housing Loan Services
Refinancing your housing loan can be a powerful tool to enhance your financial situation, offering benefits such as lower interest rates, changes to your loan term, and access to additional funds.
Debt Consolidation Loan Services
debt consolidation loan services may be a good option for Malaysians who want to simplify their debt management, reduce their monthly payments, and potentially save money on interest.
Cash Out Refinancing Services
Transform your home equity into cash with our cash-out refinancing solutions. Get expert advice on managing debt, improving credit scores, and making informed financial decisions.
Know Who We Are
First Aid Debt Restructure
Malaysia's Leading Loan Consultancy Company with Tailored Loan Solutions
First Aid Debt Restructure is Malaysia’s leading loan consultancy firm, specializing in debt consolidation, restructuring, and overcoming financial hurdles like rejected loan applications. We offer personalized loan solutions, working with trusted partners to provide a seamless, hassle-free experience for clients.
Our mission is to help individuals tackle financial challenges, reduce debt burdens, and regain control of their financial future. With tailored strategies and expert guidance, we deliver long-lasting relief and stability, empowering clients to move forward confidently.
Our Mission
Our mission is to provide tailored restructuring consultancy services, helping individuals and businesses overcome financial challenges. We deliver personalized solutions, leveraging our expertise and partnerships for a smooth refinancing process.
Our Vision
Our vision is to be Malaysia's leading restructure consultancy, turning financial challenges into growth opportunities. We aim to expand, innovate, and build strong partnerships with financial institutions, delivering tailored solutions for long-term success.
Our Objective
We aim to provide customized loan solutions, guide repayment behavior, enhance financial stability, and maintain a high loan approval rate. We prioritize exceptional service and transparency while fostering partnerships and promoting financial literacy for a secure financial future.
Our Goal
We offer tailored loan consultancy services to meet unique financial needs. We enhance financial stability, achieve high loan approval rates, and provide exceptional service with no upfront fees while empowering clients through education and strong partnerships.
Turning Financial Struggles into Pathways for Prosperity
We understand that financial setbacks can be frustrating and overwhelming. Our expert team is dedicated to providing customized loan solutions that address your unique pain points, empowering you to overcome obstacles and enhance your financial journey.
I got my parents house no more loan, and they passed away, geran under parent name, can u help?
we solved such clients case before, just need take extra time on ownership transfer. proceed once agreed bwt families members.
whats the min income requirement for qualification ?
preferable min RM 5,000 income or Join Name for better banks option
whats the different consolidate using house loan vs personal loan?
House Loan – pro vs con effective rate (cheapest rate) long tenure lower monthly payment house value remain/increase in future collect rental if want take longer time to process Personal Loan – pro vs con flat rate (double of effective rate) short tenure high monthly payment zero future value take shorter time to process
If am blacklisted by bank , aeon, telco, APKP, Legal, SAA, high commitment, still able to revive?
will help revive financing profile possible to resume banking borrowing, to own a car, a house for better family yet clients spending bahavior is key after reviving.
Any cost upon engaging your services?
no costing on analysis only need provide below doc for qualification analysis Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Property Detail – for valuation purpose.
How long does it take on analysis?
Normal case – 1-weeks Complicated case – 2 – 3 weeks proposal will be given after analysis upon Qualifying . all cost, legal fees, professional fees to be show in proposal.
What type of documentation require to loan submission?
Latest CTOS Report from TnG App (show bank detail) Latest 3-6 months payslips Latest salary 3- 6 bank statements Latest KWSP detail statements – 2 yr Latest LHDN + payment receipt Property Detail – for valuation purpose. 1.) address : 2.) type of property: 3.) freehold or leasehold?Freehold 4.) built up area(sqft): 5.) land area (sqft): 6.) Any renovation ?if yes,pls stated when and around hw much – 7.) Asking price – 8.) Photo internal external if any, geran or spa copy